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We are Carl White and Lori Frankel, local finance experts and owners of Time Mortgage. We want to thank you for taking the time to visit our website, where we guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current mortgage. We are professional Mortgage Consultants serving Palm Harbor, Florida and the surrounding areas.
If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in Palm Harbor or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.
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Make sure you register to receive our Free Homebuying Guide and Insider Mortgage Reports, browse Carl's Favorite Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call us in our Palm Harbor, Florida office at 727-787-2275. We are here to help you with all your mortgage needs.
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Click the "Ask A Question" button below to send us a message by email or feel free to call ourPalm Harbor, Florida office at 727-787-2275.
Before you leave, make sure you review the Insider Mortgage Reports and Mortgage Calculators or listen to one of our radio show segments. All are designed to help guide you through the home buying process so you avoid making costly mistakes.
Hi Carl and Lori,
We just wanted to thank you for your patience, kindness, and understanding and for soothing our anxieties during the purchase of our 1st investment property. Also, we appreciate the extra steps you take to help out, like recommending "The Landlording Book."
Dear Carl and crew,
Thank you so much for all of the help with purchasing our home and our investment property. It has been such a pleasure working with all of you and we will be happy to pass referrals around!
Matt & Heidi Parker
Thank you for coming to my closing. Having you there as additional back-up soothed my nerves.
It was nice working with you & things seemed to work out smoothly. Thanks for your help & we may be in touch with you again soon.
Dear Carl and Lori,
Your team is always very helpful and great to work with.
Carl, Lori, and Diane,
Thank you a bunch for all your help with the paperwork, etc. on the purchase of our home.
Mark & Sherry
" Carl & Lori and the whole gang; I cannot Thank you enough for the help or should I say taking care of my purchase of a house. I was worried that I would need to take time off to get some things handled but that was not the case at all. You folks handled everything and the closing went extremely smooth. Being the sole person on the loan I was worried about the unexpected changes just before closing but none of that every came up and I have taken your advice on the every other week payments, WOW what a savings in the long run $63,000+ over the loan as well as shortening of 6+ years. As I said earlier I cannot Thank you enough for your help or complete handling of my purchase. Alan Foster "
Palm Harbor , Florida