You Are About To Discover All The Information You Need To Make An Informed Decision About Obtaining A Mortgage in Florida

Dear Neighbor,

We are Carl White and Lori Frankel, local finance experts and owners of Time Mortgage. We want to thank you for taking the time to visit our website, where we guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current mortgage. We are professional Mortgage Consultants serving Palm Harbor, Florida and the surrounding areas.

FREE Home Buying Guide Reveals Insider Tips Other Mortgage Brokers Don't Want You To Know...

Palm Harbor Home Loans - Palm Harbor Mortgages, Palm Harbor Real Estate

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make us popular with the other Florida mortgage lenders, Lori and I am more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, we have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will give you immediate access to this guide and more.

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If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in Palm Harbor or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

We make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the loan you need for the home you want.

Make sure you register to receive our Free Homebuying Guide and Insider Mortgage Reports, browse Carl's Favorite Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call us in our Palm Harbor, Florida office at 727-787-2275. We are here to help you with all your mortgage needs.

Got a Quick Question You Want Answered Today?

Click the "Ask A Question" button below to send us a message by email or feel free to call ourPalm Harbor, Florida office at 727-787-2275.

Before you leave, make sure you review the Insider Mortgage Reports and Mortgage Calculators or listen to one of our radio show segments. All are designed to help guide you through the home buying process so you avoid making costly mistakes.

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Common Credit Repair Questions

Hi Carl and Lori,

We just wanted to thank you for your patience, kindness, and understanding and for soothing our anxieties during the purchase of our 1st investment property. Also, we appreciate the extra steps you take to help out, like recommending "The Landlording Book."

Renee & Neal Hennigar

Dear Carl and crew,

Thank you so much for all of the help with purchasing our home and our investment property. It has been such a pleasure working with all of you and we will be happy to pass referrals around!

Matt & Heidi Parker

Carl,

Thank you for coming to my closing. Having you there as additional back-up soothed my nerves.

Jan Double

Carl,

It was nice working with you & things seemed to work out smoothly. Thanks for your help & we may be in touch with you again soon.

Marilyn & Al Packer

Dear Carl and Lori,

Your team is always very helpful and great to work with.

Dianne Neuendorf

Carl, Lori, and Diane,

Thank you a bunch for all your help with the paperwork, etc. on the purchase of our home.

Mark & Sherry

" Carl & Lori and the whole gang; I cannot Thank you enough for the help or should I say taking care of my purchase of a house. I was worried that I would need to take time off to get some things handled but that was not the case at all. You folks handled everything and the closing went extremely smooth. Being the sole person on the loan I was worried about the unexpected changes just before closing but none of that every came up and I have taken your advice on the every other week payments, WOW what a savings in the long run $63,000+ over the loan as well as shortening of 6+ years. As I said earlier I cannot Thank you enough for your help or complete handling of my purchase. Alan Foster "

Alan Foster
Palm Harbor , Florida